PRODUCTS

MOTOR INSURANCE

Our covers :
• Third party (compulsory by law)
• Comprehensive (theft, fire, own damages to the vehicle, glasses, etc...)
• Road safety (optional) : It covers expenses arising from physical injury of people who were in an insured car during an accident. Those people are the driver of the vehicle, the owner of the vehicle and their spouses, their parents, close relatives and their employees during their service.

MEDICAL INSURANCE

Is improvement of your business productivity close to your heart ? Make your staff feel secure with regard to medical care charges
SORAS ASSURANCES GENERALES LTD brings you an appropriate way : Subscription to Group Health Insurance Scheme. This Health Insurance Scheme will refund the charges incurred by your staff for medical care due to illness, accident or maternity.

Our services :
• Direct payment by which the insured pays for his or her medical care and SORAS ASSURANCES GENERALES LTD repays the bill minus patient’s contribution ;
• Indirect payment whereby the insured person pays his or her contribution while the balance of the bill is paid by SORAS ASSURANCES GENERALES LTD.

Patient’s contribution :
Patient’s contribution is the portion of actual medical charges paid by the insured. It represents 15% at King Faisal Hospital and 10% elsewhere.

Note : All drugs officially registered in Rwanda and all medical-surgical treatments recognized by the Ministry of Health are refundable.

Evacuation abroad option :
SORAS ASSURANCES GENERALES LTD will pay for medical treatment performed in Kenya, Uganda and India following an accident or serious illness that could not be treated in Rwanda and following an evacuation decision taken by the treating doctors in consultation with our medical adviser.

Last expense option :
A « Last Expense » option additional to medical care coverage may be included in your contract. The premium depends on amount of indemnity that would be paid in case of death of employee or his/her beneficiary.
For more information, please call SORAS ASSURANCES GENERALES LTD Management or the Health Insurance Department at :[email protected] or call 0785022203

FIRE INSURANCE

Can you imagine your beautiful house, your factory,... being destroyed by fire ? It is possible to be exposed to such an unexpected risks, which can take away your property. What would the solution be ?
The solution is simply heading to SORAS ASSURANCES GENERALES LTD — your shield of security that can provide you with professional solutions for any matter related to insurance.

Our covers :
• Fire
• Lightning
• Explosion
• etc...

It also offers a possibility of extending this coverage to theft and burglary, earthquake, water damage, damage to glasses storm, hurricane and cyclone.
All these covers are provided at affordable prices. It only takes a thought to make it happen. For instance, a house built in sustainable materials with a value of Rwf 30,000,000 can be covered for fire and allied perils at an annual premium of Rwf 30,680 (all taxes included.)
Now it is the right time to subscribe to this coverage ; and the most reliable insurance company is SORAS ASSURANCES GENERALES LTD. You can contact our office at SORAS ASSURANCES GENERALES LTD headquarters located in Kigali or any of our branches across the country. Fire insurance, the solution that SORAS ASSURANCES GENERALES LTD provides for your safety of your property.

GOODS IN TRANSIT

Would you like to insure the safety of your goods ?
Would you like to insure the safety of someone else’s freight goods ?
The solution is to get the most reliable insurance policy...with SORAS ASSURANCES GENERALES LTD.
What is a Goods In Transit Insurance policy ?
It is a policy that covers goods in transit (import, export) to the final destination.
Our covers :
• Water transport, which covers goods carried by sea, lakes and rivers ;
• Road transport, which covers goods carried by land only ;
• Air transport, which covers goods carried by air ;
• Transporters liability (Transport by road) covers the liability of the transporter in the event of an accident during transport, causing loss or damages to insured goods.

WEATHER INDEX

Disasters hit hard. Adverse weather events such as drought, excessive rains, storms and hurricanes cause heavy losses to farmers. Disasters can often not be prevented from happening but they can, to some extent, be predicted and arrangements can be made to reduce their impact. However, in some cases, disasters cannot be predicted and farmers will have to cope with major losses after the event occurs.
SORAS ASSURANCES GÉNÉRALES is the only prediction and only answer for the farmers the most important issue is the fact that SORAS comes to you wherever you are accross the country.

Our main covers for Agro-insurance
• Drought
• Excessive rains
• Storms and Hurricane
• Pests
• Irregular rainfalls
• Lack of rains
• Etc…
SORAS Assurances Générales, Boulevard de la Révolution, P.O. Box 924 Kigali, Rwanda. Tel. :+250788185300

MISCELLENEOUS RIKS

SORAS ASSURANCES GENERALES LTD can provide the following covers :
Insurance against damage to property :
• Plane crash ;
• Storm, cyclones and hurricane ;
• Earthquakes ;
• Water damage ;
• Theft, burglary ;
• Broken windows ;
• Machinery breakdown ;
• Electrical and Electronic equipment all risks ;
• Loss of profit ;
• Contractor’s all risks ;
• Election’s all risks.

Public liability insurance :

• Head of family liability insurance ;
• Professional liability insurance ;
• Contractor’s and buildings’ liability insurance ;
• Land carrier’s liability insurance ;
• Associations’ liability insurance ;
• Miscellaneous liability insurance.

Personal insurance :

• Personal accident insurance ;
• Workmen compensation ;
• Travel insurance ;

and many others.

KN 3 av, KN 71 St, P.O Box: 942 Kigali
Email:[email protected] | Tel: +25(0)78 818 5300